Welcome to On The Level Contractors

OnTheLevel is a One-Stop-Shop for lenders and homeowners who are involved in a manufactured home loan or real estate transaction. Whether you need an engineer's certification on a foundation or a foundation repair (also known as a retrofit), we have a national network of service professionals to provide turn-key solutions.

Lender or Title Help

For the loan officer, processor or underwriter,  OnTheLevel can provide support with your manufactured home transactions by facilitating the Engineer's Certification Letter of the foundation. The engineer's certification specifies that the foundation complies with the HUD Permanent Foundation Guide for Manufactured Homes (PFGMH - HUD 7584), a requirement for all FHA-insured loans which include Home Equity Conversion Loans (Reverse Mortgage) Loans. If the foundation does not comply for any reason, we can also expedite the requisite repair to meet the engineer's repair or retrofit specifications. Generally all costs associated with certifications or repairs can be paid out of loan closing.

For the title officer with curative title problems (especially in California with missing or difficult 433A resolution), we have a staff of experienced troubleshooters to navigate through the building department and recording process.

For an Engineer's Certification Evaluation, click here or call 800-909-1110.

For Foundation Retrofits or Repairs, click here or call 800-909-1110. 

Homeowner/Borrower Help

For the Homeowner  interested in selling or refinancing his/her home or the Borrower looking to purchase a manufactured home, the engineer's certification is frequently a condition of the loan.   If the foundation needs additional structural supports in order to meet enhanced wind, seismic, roof or snow load requirements, we can work with your realtor or lender to make sure that all requirements are met for a seamless transaction and the invoices are presented in the closing.

We also have experience as consultants, expert witnesses and troubleshooters in all facets of the manufactured home industry. We are accredited by the Better Business Bureau as well as members of a number of manufactured home professional organizations.

For an Engineer's Certification Evaluation, click here or call 800-909-1110.

For Foundation Retrofits or Repairs, click here or call 800-909-1110.